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S & S Insurance Services, Inc.

210 SE 89th Street
Oklahoma City, OK 73149

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S & S Insurance Services, Inc. Blog

Who can benefit from umbrella insurance

Insurance generally speaking can be confusing for many people. Umbrella insurance is the most confusing of all. In most types of insurance, the names are indicative of what the insurance is covering. Umbrella insurance has nothing to do with its name, no umbrellas are insured. At S & S Insurance Services Inc. in Oklahoma City, OK are core value is to treat others as if they were our family. Our gents create lifelong real relationships.

The name umbrella insurance while confusing does describe the type of protection that it provides. Think about adversity as rain and you as your assets. The umbrella insurance keeps your assets from getting attached and lost to the things that have gone wrong. 

Umbrella insurance is liability insurance. It is not a policy you buy unless you have another policy already that has liability protection. It is additional liability above and beyond the amount on the primary policy. If you have several policies with liability, it works with all of them. 

When you are involved in an auto accident where you are at fault the injuries and the damage could go beyond the liability coverage provided by your auto policy. If you don’t have umbrella coverage, you could end up having to pay the difference out of your own pocket. And if you get sued, the judgment and legal expenses would also be on you. That could be devastating to your finances. If you own a home, you also have liability risks. 

Having excess liability coverage can benefit anyone who has any assets, you don’t have to be rich or have a lot of assets in order to want to protect them. 

Contact S & S Insurance Services Inc. in Oklahoma City, OK when you are ready to discuss how umbrella insurance can benefit you. 


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