210 SE 89th Street
Oklahoma City, OK 73149
Did you know that the classic or antique car that you have stowed away in your garage should have insurance? You do know that it may not be easy to find spare parts for that immaculate 1950s Ford Thunderbird. What about theft? Damage by elements? Or catastrophic events? A Lot can happen to that collectible car. At S & S Insurance Services, Inc. in Oklahoma City, OK, we recommend safeguarding your investment with classic car insurance.
Classic car insurance is a type of automobile policy that protects your antique car from damage or theft. Traditional auto insurance is insufficient for antique cars as classic cars are known to increase in value over time, while regular vehicles decrease in value. Each insurance company has a way of determining which cars fall under the classic car’s category.
Classic car insurance typically comes with similar coverages to a standard auto policy. Classic car insurance pays for unique repairs and restorations. The cost is usually higher than repairing a modern vehicle. The coverage can also replace worn out parts like engine components and wheels, which could be expensive if you bought them yourself.
The standard classic car insurance policy includes:
It is imperative to understand that unlike traditional cars where insurance is based on cash value that factor to depreciation, classic car insurance provides coverage based on the agreement made between you and your insurance provider. You may need to adjust this coverage over time as the value increases to reflect this value.
Classic car insurance generally has lower premiums compared to standard auto insurance for an apparent reason. A desirable classic car only appreciates, unlike their counterparts. Insurance providers use the same factors as auto insurance, only that the model and age of the vehicle carry more weight.
If you are looking to buy classic car insurance in Oklahoma, our insurance experts at S & S Insurance Services, Inc. in Oklahoma City, OK would like to take you through the insurance journey and ensure you get a policy that takes care of all your needs. Try us today!
"I would recommend Richard Shaw to anyone looking for new insurance. He was very helpful in explaining all my options, patient with all my questions. He worked within my budget without cutting corners to get me where I needed to be. Best first experience using this company. Definitely ask for Richard."
"I have had so much success with this company. The customer service is the best I have ever had from any company I have worked with before. It's so nice to know that my agent is willing to go the extra mile to help me! Not to mention the savings and peace of mind I get!"
"Richard was very helpful when switching my home and auto insurance. He was very patient bc I am very thorough when switching anything.He saved us money without sacrificing coverage. When I talk to him, I feel like he knows me, I like that it feels a little more personal than just calling in to some insurance office."
"I would highly recommend Richard Shaw at S&S! He works hard to safe you money and uses many different companies to find the best deal and best coverages.
"Richard is a topnotch Insurance Agent....great service and friendly!"
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