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S & S Insurance Services, Inc.

210 SE 89th Street
Oklahoma City, OK 73149

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Oklahoma Boat/Watercraft Insurance Coverage

Boat/Watercraft Insurance in Oklahoma

Here at S & S Insurance Services Inc. in Oklahoma City, OK, we offer a variety of services for your boat or other watercraft. Keep in mind that the size and value of your boat all play a role in determining many different factors in your insurance needs. We can help you with a customized policy to ensure your safety and protection at all times while on the water.

Boat/Watercraft Insurance Requirements

There are a few different stipulations that you must meet before you can operate your boat or other watercraft legally in Oklahoma. This is true even though there are no laws that require boat insurance. Boat insurance is essential to have in the event your vessel is damaged.

Coverage Options

Some boat and watercraft policies include:

  • Bodily injury/Property damage - Legal liability is covered under this policy in the event you are involved in an accident that results in injuries to another person or damage to another person’s property. This is good up to the limit you select. Your personal finances are protected under this policy from medical bills or damage to other boat owner’s equipment.
  • Uninsured - This policy will cover damages if another person is injured, and whoever is at the fault of the accident does not have liability insurance.
  • Medical payments - This policy will cover the costs of medical expenses as a result of a boating incident. This option can be used no matter who is at fault of the accident.
  • Comprehensive/Collision - If you are involved in an accident, regardless of who is at fault, your damage costs will be covered under comprehensive. Collision coverage kicks in if you are interested in an accident with another boat or object, whereas comprehensive kicks in if your boat is damaged as a result of theft, fire, or vandalism.


Contact our S & S Insurance Services Inc. office today for a quote. We are conveniently located in Oklahoma City, OK.

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