If you’re the owner of a boat, it’s important to do what you can to protect yourself and your craft. One way to do this is to get boat insurance. Boat insurance works in much the same way that auto insurance does. There are different types of coverage that are inside a boat insurance policy. It’s not required in Maryland that you have boat insurance, but it’s never a good idea to go without it when you own a boat. It’s an important way to protect yourself financially. When you need a boat policy, call us at S & S Insurance Services Inc. in Oklahoma City, OK.
Liability Coverage for Boats
The minimum coverage that you should have to protect yourself is liability coverage. This can pay for any of the medical bills or other damages that happen as a result of a boating accident that you cause. When you’re at fault for the accident, you’re liable for the other party’s medical costs as well as their property damage. Getting coverage for property damage liability and bodily injury liability will protect you financially from those costs. If you didn’t have this insurance, it could cost you thousands to pay for all of the damages caused.
Other Boat Coverage
If you also want to cover your own boat against damages, you will need to have collision coverage. This pays for your own damages if you cause a boating accident. You might also want to add comprehensive coverage to your policy. This covers incidents that can happen to your boat when it’s not on the water.
Reach Out To Us
When you need a boat policy to protect yourself, don’t wait. Get started on a new boat policy by giving us a call at S & S Insurance Services Inc. in Oklahoma City, OK.