When you have a boat, you have a great way to get in some recreation time. However, boaters face certain risks. Everyone who has a boat needs to consider these risks and ensure they have insurance to protect themselves against them. They need different types of coverage in a boating insurance policy to have the required coverage in case of accidents and other incidents. When you own a boat that needs to be insured, call us at S & S Insurance Services, Inc. in Oklahoma City, OK.
Types of Coverage You Need
When you get boat insurance, it’s much like getting car insurance. Boat insurance isn’t required, but it’s needed just as much as auto insurance. When you get a policy, there are different types of coverage to choose from. Perhaps the most important type of coverage to have is liability. This covers various types of damage that can be done with your boat. This can include property damage liability and bodily injury liability. Both of these types are badly needed by anyone who owns a boat because of the high possible cost of accidents. If someone is injured, you would be liable for all of the damage to the other craft and any medical bills resulting from injuries.
Boating Accidents
Many people don’t think much about boat accidents when they go out on the water, but boating accidents are common. It’s possible to have a boat accident that causes a lot of damage and injures multiple people. A serious accident can be costly.
Get Your Boat Insurance
When you need boat insurance to protect yourself and your assets, call us at S & S Insurance Services, Inc. in Oklahoma City, OK.
