Like most other states, auto insurance is required in the state of Oklahoma. If you have a family or a roommate, you may wonder if everyone needs their own auto insurance policy or if everyone can be on one? Can you cover your children if they move out of the family home? Questions like these are why you need an insurance agent you trust. At S & S Insurance Services Inc. in Oklahoma City, OK, we are always there to answer questions and provide our customers with the insurance products they need.
You can add any family member who lives in your home to your auto insurance policy. As a matter of fact, it may be a requirement to add them depending on what insurance carrier that you have. When your teens get to the age to get a driver’s license, it time to add them to your insurance policy. But what happens when they go off to college? In most cases, a child in college who comes home on breaks and during the summer is still considered part of the family and can be included in your policy. When they graduate and move to another city and live independently, they need to get their own auto insurance policy.
If you have a nanny, roommate, or someone who uses your car regularly but is not an immediate family member, you should discuss this with your insurance carrier to see how they suggest handling it. In most cases, the insurance is on your vehicle, not you as the main driver, so if someone is driving with your permission, they should be covered but don’t necessarily need to be added to your policy.
Contact S & S Insurance Services Inc. in Oklahoma City, OK for all your insurance needs. We care for our customers like members of our extended family.