Picture a beautiful day on the water, suddenly interrupted by a collision or unexpected event. While Oklahoma law doesn’t require insurance for boats or watercraft, having coverage can protect you from costs resulting from accidents, vandalism, or fire. Contact an agent at S & S Insurance Services, Inc. to find a plan that suits your needs so that you can enjoy all your boating days worry-free.
Why Insurance Is Important
Although insurance isn’t required in Oklahoma City, OK, it’s still a smart choice for your boat or jet ski. You want to enjoy your watercraft without worrying about losing it due to fire, vandalism, theft, or an accident. A local agent can help you find coverage tailored to your needs. Keep in mind that the size and value of your vessel will influence your insurance requirements. Policies may include coverage for:
- Bodily Injury and Property Damage: Covers accidents that injure others or damage their property.
- Uninsured Boater: Covers damages if the at-fault party has no insurance.
- Medical Payments: Covers medical expenses for you and your passengers resulting from an accident on the water, regardless of fault.
- Comprehensive: Covers your vessel for damage, theft, fire, or vandalism, regardless of fault.
- Collision: Covers your boat or watercraft after an accident with another boat or object.
Call an Experienced Oklahoma City Agent Today
If you own a boat, jet ski, or wave runner in the Oklahoma City area, one of our local agents can help you find the right policy. While insurance isn’t required by law, it provides valuable protection if your boat or watercraft is damaged, stolen, or involved in an accident. Contact S & S Insurance Services, Inc. today to speak with an agent and get started.
