Lightning can cause significant damage to your home’s electronics and even its structure. When lightning strikes, it’s reassuring to know that your insurance policy has you covered. That’s why many homeowners turn to S & S Insurance Services Inc., servicing Oklahoma City, OK. We work with multiple insurance carriers to help customers find the right coverage to protect their homes and properties. Our team is always happy to answer questions and help you understand your insurance policy.
Is Lightning Strike Covered by Home Insurance?
Most standard home insurance policies cover damage caused by lightning strikes. However, coverage can vary depending on your specific policy. To confirm whether lightning damage is included in your coverage, review your policy documents.
If you’re unable to find the information you need, contact your insurance agent. They can provide clarity and answer any questions you have about your home insurance policy.
What Else Is Covered by Home Insurance?
Coverage varies between home insurance policies, but here are some common examples of what is typically included:
- Fire
- Wind
- Explosion
- Riot
- Theft
- Vandalism
- Smoke
If you have questions about additional coverage options, please consult with your insurance agent for more information.
How Do You File a Home Insurance Claim?
If your home has been damaged by a lightning strike, filing an insurance claim is one of the first steps toward recovery. To file a claim, contact your insurance representative at S & S Insurance Services Inc., servicing Oklahoma City, OK. Our courteous and professional staff are here to assist you throughout the process.
Do you need home insurance coverage? Contact us today. We work with a variety of insurance carriers to help you find the best policy tailored to your specific needs.
