While rare in Oklahoma City, OK, ice storms can still sweep through the area during the winter and cause significant damage to your vehicles, whether personal or commercial. Fortunately, the team at S & S Insurance Services, Inc. can help you find the protection you need to stay safe.
Why You Need More Than Collision Coverage
It’s tempting to purchase basic collision insurance and call it a day. However, collision coverage only protects you in situations where you’re at fault in an accident—it doesn’t cover damage caused by other drivers or external factors.
For example, weather-related damage, such as that caused by an ice storm, is not included in collision coverage. While collision insurance may protect your car if you slip on black ice or snow, it won’t cover damage from severe ice storms. To safeguard your vehicle against these risks, you’ll need to upgrade to comprehensive coverage.
How Comprehensive Coverage Protects Your Vehicle
Comprehensive vehicle coverage provides protection for non-collision-related issues specified in your policy. For instance, if an ice storm sweeps through the area and damages your windshield or car, comprehensive coverage can help.
Does comprehensive insurance cover ice storm damage? In most cases, yes! However, it’s essential to review your policy to ensure ice storms are included. Checking your policy details will help you avoid unexpected surprises when filing a claim.
Get the Coverage You Deserve
If you live in Oklahoma City, OK, and want to protect your vehicles from ice storm damage, contact S & S Insurance Services, Inc. today. With years of experience and a wide range of policies, we’re ready to ensure your vehicle is fully protected.
