{"id":26,"date":"2021-07-30T04:00:00","date_gmt":"2021-07-30T10:00:00","guid":{"rendered":"https:\/\/www.ssinsuranceservices.com\/blog\/?p=26"},"modified":"2021-08-08T11:13:37","modified_gmt":"2021-08-08T17:13:37","slug":"what-does-workers-compensation-insurance-cover","status":"publish","type":"post","link":"https:\/\/www.ssinsuranceservices.com\/blog\/what-does-workers-compensation-insurance-cover\/","title":{"rendered":"What Does Workers Compensation Insurance Cover?"},"content":{"rendered":"<p><span style=\"font-size:11pt\"><span style=\"font-family:Calibri,sans-serif\">As a business owner, you have a lot to worry about, requiring you to buy various insurance policies to protect your investment. Any business with employees, despite its size, needs worker&#8217;s compensation insurance which ensures you protect your workers and yourself. If you are yet to familiarize yourself with worker&#8217;s compensation insurance, S &amp; S Insurance Services Inc. of Oklahoma City, OK explains below what it covers. <\/span><\/span><\/p>\n<h3><span style=\"font-size:12pt\"><span style=\"font-family:&quot;Calibri Light&quot;,sans-serif\"><span style=\"color:#1f3763\">Medical Expenses <\/span><\/span><\/span><\/h3>\n<p><span style=\"font-size:11pt\"><span style=\"font-family:Calibri,sans-serif\">Workers Compensation Insurance helps cover your worker&rsquo;s medical bills if they suffer a work-related illness or injury. This can include a visit to the emergency room, necessary surgery, medication, and any follow-up doctor appointments. For instance, if one of your plumbers gets exposed to harmful substances, this policy covers a visit to the hospital.<\/span><\/span><\/p>\n<h3><span style=\"font-size:12pt\"><span style=\"font-family:&quot;Calibri Light&quot;,sans-serif\"><span style=\"color:#1f3763\">Missed Wages<\/span><\/span><\/span><\/h3>\n<p><span style=\"font-size:11pt\"><span style=\"font-family:Calibri,sans-serif\">Your employee may need time off to recover after suffering a work-related injury or sickness. Workers Compensation insurance helps replace that lost income. Therefore, if your electrician slips and falls and cannot come to work, this policy covers some of his lost wages. <\/span><\/span><\/p>\n<h3><span style=\"font-size:12pt\"><span style=\"font-family:&quot;Calibri Light&quot;,sans-serif\"><span style=\"color:#1f3763\">Ongoing Care<\/span><\/span><\/span><\/h3>\n<p><span style=\"font-size:11pt\"><span style=\"font-family:Calibri,sans-serif\">There are some work-related injuries or sicknesses that can be so serious that your employee will need continued care like physical therapy or doctor visits. This policy can help cover the cost of ongoing care. <\/span><\/span><\/p>\n<h3><span style=\"font-size:12pt\"><span style=\"font-family:&quot;Calibri Light&quot;,sans-serif\"><span style=\"color:#1f3763\">Funeral Cost<\/span><\/span><\/span><\/h3>\n<p><span style=\"font-size:11pt\"><span style=\"font-family:Calibri,sans-serif\">In an unfortunate event, an employee may lose their life from a work-related accident. In such circumstances, this policy can help cover the funeral expenses of that employee and provide death benefits for the beneficiaries of your employee. <\/span><\/span><\/p>\n<h3><span style=\"font-size:12pt\"><span style=\"font-family:&quot;Calibri Light&quot;,sans-serif\"><span style=\"color:#1f3763\">Illness<\/span><\/span><\/span><\/h3>\n<p><span style=\"font-size:11pt\"><span style=\"font-family:Calibri,sans-serif\">At times, your employees can get exposed to dangerous chemicals that can cause sickness. If one of your workers gets ill due to such circumstances, this policy can help cover the cost of that treatment or ongoing care. <\/span><\/span><\/p>\n<p><span style=\"font-size:11pt\"><span style=\"font-family:Calibri,sans-serif\">In general, business owners in Oklahoma City, OK should consider purchasing worker&#8217;s compensation insurance. Reach out to S &amp; S Insurance Services Inc where we are ready to help you protect your investment from a financial loss. <\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>As a business owner, you have a lot to worry about, requiring you to buy various insurance policies to protect your investment. Any business with employees, despite its size, needs worker&#8217;s compensation insurance which ensures you protect your workers and yourself. If you are yet to familiarize yourself with worker&#8217;s compensation insurance, S &amp; S [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,8],"class_list":["post-26","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-oklahoma-city-ok","tag-s-s-insurance-services-inc"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.ssinsuranceservices.com\/blog\/wp-json\/wp\/v2\/posts\/26","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ssinsuranceservices.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ssinsuranceservices.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ssinsuranceservices.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ssinsuranceservices.com\/blog\/wp-json\/wp\/v2\/comments?post=26"}],"version-history":[{"count":1,"href":"https:\/\/www.ssinsuranceservices.com\/blog\/wp-json\/wp\/v2\/posts\/26\/revisions"}],"predecessor-version":[{"id":27,"href":"https:\/\/www.ssinsuranceservices.com\/blog\/wp-json\/wp\/v2\/posts\/26\/revisions\/27"}],"wp:attachment":[{"href":"https:\/\/www.ssinsuranceservices.com\/blog\/wp-json\/wp\/v2\/media?parent=26"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ssinsuranceservices.com\/blog\/wp-json\/wp\/v2\/categories?post=26"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ssinsuranceservices.com\/blog\/wp-json\/wp\/v2\/tags?post=26"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}