There’s a pretty specific rhythm to springtime in Oklahoma City. The sky turns a strange shade of green, and everyone starts doing quick math in their heads to see if they can get their car under shelter before the first hailstone falls.<\/p>\n
More often than not, the math isn’t in your favor, because hail season is a lot longer than one bad afternoon in May. And if you’re driving around with liability-only insurance, you may end up regretting that decision.<\/p>\n
Oklahoma consistently ranks among the top states for hail activity nationwide, trailing only Texas and Kansas in most years. Hail isn’t an isolated occurrence here; it can happen anytime across the metro from March through August.<\/p>\n
That means if you’re parking outside at work, off the Broadway Extension or in an open lot near Bricktown, your vehicle is exposed for roughly half the year.<\/p>\n
Oklahoma law requires at least 25\/50\/25 liability coverage, but liability insurance only covers damage or injury to other people and their vehicles if you caused the accident. Your own hood and windshield aren’t part of that package.<\/p>\n
Hail isn’t a fault claim; it’s a weather claim. At S & S Insurance Services Inc., we’ve seen plenty of drivers learn the hard way the difference.<\/p>\n
Comprehensive auto insurance covers things like hail damage and falling limbs. It also protects you if you hit an animal with your vehicle or if your car is stolen.<\/p>\n
Oklahoma law doesn’t require comprehensive coverage unless your lienholder requires it, so many drivers skip it to save money. But those savings can disappear quickly if you’re paying out of pocket every year to fix hail dents.<\/p>\n
No one in Oklahoma City is ever truly surprised by hail season; it has a start date and a loose end date. The only real variable is whether your policy is built for it. S & S Insurance Services, Inc. can review your auto insurance coverage with you before the first spring hailstorm hits.<\/p>\n
There’s a pretty specific rhythm to springtime in Oklahoma City. The sky turns a strange shade of green, and everyone starts doing quick math in their heads to see if they can get their car under shelter before the first hailstone falls. More often than not, the math isn’t in your favor, because hail season […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[20,7,21,15,14,6],"class_list":["post-188","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-auto","tag-inc","tag-insurance","tag-ok","tag-oklahoma-city","tag-s-s-insurance-services"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t